Estate planning is relevant for every adult in the UK. Many people don’t plan for their death or a life-changing illness or event.

Many people believe they have time, or it won’t happen to them, and so don’t plan. But by making plans now, there will be financial savings and less emotional distress later down the line.

Good estate planning should consider:

• A will outlining instructions as to whom you wish to inherit, what and when.


• A Lasting Power of Attorney and a Living Will to look after your interests should you become unable to do so yourself.


• Appointing a guardian for minor children.


• Providing for family members with special needs, without impacting on government benefits.


• Providing for loved ones who might be irresponsible with money or need future protection from creditors or divorce.

• Pre-paid funeral plans and pre-paid probate plans.


• Life assurance, critical illness insurance and/or disability income insurance to provide added protection.


• Long-term care insurance to help pay for your care in case of extended illness or injury.


• Providing for the transfer of your business on your retirement, disability, or death.


• Minimising taxes, court costs and unnecessary legal fees.


• Safe, secure storage of important documents.

Estate planning is an ongoing process and you should review your plans regularly as your family and financial situations (and laws) change.

Our holistic service is bespoke to your circumstances, and we provide expert advice and support to suit you.